How Smart Predictions Work

Smart Predictions is a Pro feature that learns from your habits and pre-fills entry forms with the most likely values. It saves time and reduces errors.

What Gets Predicted?

• Categories: Based on time of day, day of week, and recent usage
• Amounts: Suggests your most common amounts for each category
• Contacts: Predicts who you're likely transacting with
• Payment Modes: Suggests your preferred payment method

How It Works

CashFlowly analyzes your entry patterns entirely on your device. It considers:

• Time patterns: If you always buy coffee at 9 AM, it'll suggest "Food & Drinks" in the morning
• Day patterns: Weekly recurring expenses are recognized (e.g., Friday payroll)
• Recency: Recent categories and contacts are weighted higher
• Amount ranges: Similar amounts often belong to the same category
• Category-contact associations: If you always pay "ABC Supplier" for "Inventory", it learns that connection

Quick Amount Suggestions

When you open the entry form with an empty amount field, you'll see "Quick amounts"—buttons with your most common transaction amounts. Tap one to fill it instantly.

Privacy First

All prediction processing happens locally on your device. Your financial patterns are never sent to any server. The predictions improve as you use the app more, but the learning stays completely private.

Tips for Better Predictions

• Be consistent with category names
• Add entries at the time they happen (not all at once later)
• Use contacts for recurring transactions
• The more you use the app, the smarter it gets

Overriding Predictions

Predictions are just suggestions. You can always change any pre-filled value. The app learns from your corrections too.